Habitat for Humanity International - www.habitat.org

Habitat for Humanity is accepting applications for a Habitat home.

Steps for applying for a home with Habitat for Humanity of Franklin County, MO, Inc.

Step 1 - Download cover letter, Habitat application, USDA Authorization Form, and USDA Packet

Step 2 - Complete and mail both USDA forms to the Farmington address on the form and keep a copy for your records

Step 3 - Complete and mail Habitat application to the Union address on the form

Be a Homeowner:Letter,Habitat Application, USDA Authorization Form, and USDA Packet

Habitat for Humanity of Franklin County, MO​


If you are unable to download the above application, you may request one by phoning the Habitat office at 636-583-1020 and leave your name and address on the answering machine, or request by mail at Habitat for Humanity of Franklin County, P.O. Box 178, Union, MO  63084.  Applications may be downloaded on line at www.franklincountymohabitat.org.

 Applicants must meet the following criteria:

1. Applicants must have a need for housing and be unable to obtain conventional financing due to limited income.

2. Applicants must have enough income to repay the Habitat mortgage and monthly living expenses, and must have an acceptable credit history and qualify for a USDA loan.

3. Applicants must be willing to partner with Habitat which includes working at least 300 hours for new homes and 75 hours on rehabbed homes.

4. Applicants must be willing to undergo a criminal background check.  This does not automatically disqualify an applicant for consideration.

5. Applicants must be residents of Franklin County or have gainful employment in Franklin County.

Applicants must fall within the income guidelines listed below:



              ----------------------------------------------------ANNUAL INCOME LIMITS-------------------------------------------------------------                     Household size:       1 Person  2 Person   3 Person     4 Person     5 Person     6 Person   7 Person   8 Person
Income not less than:  $17,400    $18,900     $20,600        $22,300       $24,100       $26,100    $28,200    $30,400
Income not more than: $34,800    $37,800     $41,100        $44,700       $48,300       $52,100    $56,300    $60,800       
Habitat for Humanity of Franklin County, MO, Inc. is an equal opportunity lender.  Habitat is pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation.  Habitat encourages and supports an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color religion, sex, handicap, familial status, or national origin.